Welcome to Monex Mortgage

Dream Your Mortgage Loan and Make It a Reality Today

1000+

Satisfied Clients

Your Financial Goals – Our Expertise

Elegant Mortgage, Satisfaction Guaranteed

Explore competitive rates, flexible terms, and personalized solutions designed to fit your financial goals.

About Us

At Monex Mortgage, we go beyond rates and numbers — we focus on building your financial confidence. Whether you’re buying your first home, upgrading, investing, or refinancing, our expert mortgage advisors help you find the right loan solution with ease and clarity. With access to over 60 lenders across Canada, including A lenders, B lenders, and private institutions, we deliver financing options that truly fit your lifestyle, income, and goals.

Our Core Solutions

Your trusted partner in financing your dreams

Home Purchase Loans

Secure your dream home with the best possible mortgage plan.

Refinance

Lower your payments, access equity, or switch to a better rate.

Home Equity Line of Credit (HELOC)

Tap into your home’s value with flexible credit options.

Business and Commercial Loans

Support your business expansion with customized funding.

Construction and Development Financing

Tailored loans to bring your building projects to life.

Second Mortgages

Get additional funds without altering your existing mortgage.

Years of Experience
0 +
Approval Success
0 %
Homes Financed
0 K

Why Choose Monex Mortgage ?

Our team makes the mortgage process simple - we handle the details so you can focus on your goals.

Access to 60+ trusted lenders

Fast, secure approvals

Transparent, no-hidden-fee process

Expert financial guidance

Competitive interest rates and terms

Our Partners

Our Partners Will Provide the Best Financial Services for You

Our Team

Meet Our Professional Team Members

Wanda Youngs

Company CEO

Timothy Strong

Head Marketing

Linda Frost

Designer

James Wilson

Inventory

Testimonials

Amazing Reviews From Our Clients

Sarah M.

As a first-time homebuyer, I was nervous about the process, but Monex Mortgage made it effortless. They found me the best rate and explained every detail clearly. Truly a stress-free experience!

Mississauga

Ontario

Raj P.

The Monex team helped me refinance my home quickly and save hundreds each month. Their efficiency and professionalism are top-notch — highly recommended!

Surrey

British Columbia

Isabelle C.

Excellent service from start to finish. They customized a HELOC solution that perfectly fit my renovation budget. The staff were friendly, knowledgeable, and quick to respond.

Montréal

Quebec

Daniel R.

Monex Mortgage secured funding for my construction project in record time. Their team’s experience with commercial lending really shows — fast approvals and smooth communication.

Calgary

Alberta

Emily T.

I had trouble getting approved elsewhere, but Monex connected me with the right lender. Their personalized approach and ongoing guidance made me feel valued.

Halifax

Nova Scotia

Jason B.

Ut varius velit sed ligula efficitur, id iaculis risus accumsan. Morbi enim nunc, dictum sed eros in, aliquam placerat tortor. 

Winnipeg

Manitoba

FAQs

Frequently Asked Questions

When applying for a mortgage, you'll typically need the following documents:

1. Proof of Identity

  • Government-issued photo ID (e.g., driver's license, passport)

2. Proof of Income

  • Employed Individuals:
  • Recent pay stubs (usually the last 2-3)
  • Letter of employment (confirming position, salary, and length of employment)
  • Notice of Assessment (NOA) from the CRA (last 2 years)
  • T4 slips (last 2 years)
  • Self-Employed Individuals:
  • Notice of Assessment (last 2 years)
  • T1 General tax returns (last 2 years)
  • Business financial statements (if applicable)
  • Proof of business registration (if applicable)
  • Bank statements (last 3-6 months)

3. Proof of Down Payment

  • Bank statements (last 3 months) showing funds
  • Gift letter (if receiving a down payment as a gift)
  • Sale agreement of an existing property (if using proceeds for the down payment)

4. Credit & Debt Information

  • Credit report (lenders may pull this directly)
  • List of current debts (credit cards, loans, lines of credit)
  • Proof of rental income (if applicable)

5. Property Details (Once Chosen)

  • Purchase and Sale Agreement
  • MLS listing details
  • Property tax statements (for existing homeowners)
  • Condo documents (if applicable)

6. Additional Documents (If Required)

  • Divorce or separation agreement (if applicable)
  • Bankruptcy or consumer proposal documents (if applicable)

Yes! A mortgage broker can help even if you have a low credit score. They can find lenders who specialize in bad credit mortgages, offer flexible approval options, suggest ways to improve your credit score, help you make a larger down payment, and explore debt consolidation as an option.

Getting a pre-approved mortgage has several benefits:

  • Know Your Budget:  Understand how much you can afford before you start looking for a home.
  • Lock in an Interest Rate:  Protect yourself from rising interest rates; most lenders will guarantee your rate for 90-120 days.
  • Strengthen Your Offer:  Sellers are more likely to accept an offer from a pre-approved buyer.
  • Speed Up the Approval Process:  Get your mortgage faster once you find a home.
  • Identify Issues Early:  Spot any potential problems with your credit or income before you apply for your final mortgage.

Apply for Your Mortgage

Apply with Confidence We’ll Find the Right Mortgage for You.

Whether you’re purchasing your first home or exploring mortgage options, Monex Mortgage makes the process simple and stress-free. Fill out the form below, and our team will help you find the best rates, terms, and solutions tailored to your needs.

Apply for Your Mortgage

Apply with Confidence We’ll Find the Right Second Mortgage for You.

Whether you’re accessing your home’s equity or exploring options for a second mortgage, Monex Mortgage makes the process simple and stress-free. Fill out the form below, and our team will help you find the best rates, terms, and solutions tailored to your needs.

Apply for Refinance

Refinance Made Simple — Save More, Stress Less.

Refinancing your mortgage can help you lower monthly payments, access home equity, or switch to better terms. At Monex Mortgage, we make refinancing fast, transparent, and tailored to your financial goals. Complete the form below to get started with a personalized refinance plan.

Apply for HELOC

Access your home’s value anytime with a flexible credit line

Tap into your home’s value with a convenient, revolving line of credit. Monex Mortgage connects you with trusted lenders offering flexible HELOC options that fit your lifestyle and financial goals. Apply below to get started.

Apply for Construction loan

Build your vision with flexible and reliable construction financing

Turn your construction plans into reality with customized financing options from Monex Mortgage. Whether you’re building a new home or managing a development project, our team connects you with lenders who offer competitive rates and quick approvals. Apply below to get started with a construction loan tailored to your needs.

Apply for Commercial loan

Empowering your business growth with smart commercial financing.

At Monex Mortgage, we provide tailored commercial loan solutions to help you expand, invest, or refinance your business property. With access to trusted lenders and competitive terms, we make commercial financing simple, fast, and strategic. Fill out the form below to explore the best options for your business goals.

Apply for Business loan

Fuel your business growth with flexible funding solutions

Secure the capital you need to grow, expand, or stabilize your business with Monex Mortgage. We connect you with trusted lenders offering flexible business loan options, competitive rates, and fast approvals. Apply below to discover financing tailored to your business needs and goals.